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A term loan is a traditional loan for a lump sum of capital with an interest rate to be paid back by the borrower over a fixed amount of time.

APPLY FOR Term Loans
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AMOUNT

$20,000 - $1,000,000
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TERM

1 - 3 Years
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RATES

As low as 6%
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SPEED

About 2 weeks

Documentation Necessary:

  • Application
  • Debt schedule
  • Business and Personal Tax Returns
  • 3 Months of Business Bank Statements
  • Business Profit & Loss Statements
  • Business Balance Sheet

Qualifications:

  • $100,000 in annual revenue
  • 1+ years in business
  • Minimum 600 credit score

Additional Information:

  • Set Payment Structure
  • Suitable for a Wide Range of Business Purposes
  • Longer and Lower Payment Terms than Other Lending Options

Short Term Funding For Small Business

Regardless of your business’ current financial situation, the opportunity to have more working capital is always something to consider. The ability to have long term repayments is attractive to expanding businesses. Whether it’s to cover costs, pay for your next project, short term business loans are designed to cover immediate business needs. Rather than hurting your business cash flow, a short term funding option can provide your business what it needs without slowing you down.

Some instances in which your business can benefit from short term funding include:

Bridge Cash Flow Gaps

Short term business loans can help during the slow times so that you can make it back to the good times.

Operational Costs

If your business is seasonal, or you have new hires, inventory needs, or just looking for working capital in the bank, a short term loan could be the best option for you.

Emergencies

Equipment breakdown? Need office repairs? A short term loan works well for these instances because funding can happen in under 72 hours from start to finish.

REIL Capital is always looking to provide new and innovative ways to fund businesses just like yours — Apply today to see what we can do for your business.


Loan Fundamentals – How do I Qualify for a Term Loan?

Term Loans vary widely as the industry, cash flow, credit, time in the business, and a variety of other factors are all considered. If you have a solid credit score, and have been in business for at least two years, there is a good chance that REIL Capital can facilitate the right term loan option for your business. Our capital specialists are trained to provide you with transparent information as to where your business qualifies, and how we can best help you. Our underwriting team only needs an application and 3 months of statements to get started — for larger short term loans, financials are sometimes needed to verify the health of the business.

Short term loans focus more on business revenue and cash flow than objects such as your credit score — if you’ve been declined by a bank or the SBA, a short term loan might be the best option for you.

Overall the product is straightforward, and REIL Capital will be honest with you every step of the way.

REIL Capital offers funding options that work for today’s small business owners. If you need funding, know that we offer a number of different financing types, including:


The REIL Advantage

When you apply for a term loan with REIL Capital, you’ll get the REIL advantage, which means you will benefit from our unbeatable customer service and support. REIL Capital’s goal is to make it easier than ever for small business owners to get funding they need. As a family owned and operated business, we know exactly how important your business is to you. Our team has made a commitment to offering fast, easy, and cost-effective access to the financing you need to grow your business and take care of everyday expenses. Whether you’re applying for a short term loan, an SBA loan, a merchant cash advance, invoice financing, equipment financing, asset based lending, or fix and flip funding, you’ll receive the excellent service we give to everyone we do business with.

As small business owners ourselves, we know how long and tedious the process of applying for a bank loan can be. To this end, REIL Capital has streamlined the entire application process and put it online, making short term funding for small business options easier than ever. By filling out our instant application online, you’ll quickly receive a call from one of our Capital Specialists. Our team will go over all the various funding options we offer and help you select the one that will work best for you. In some cases, one of our quick financing options like Merchant Cash Advances or a Line of Credit may be the right choice; in other cases, term loans might make more sense because of their longer terms and higher borrowing limits. No matter your business financial situation, you can trust us here at REIL Capital to help you make the best decision for your business.

Get in touch with REIL Capital today to get the process started! Fill out our online application, call our customer support staff at (888) 601-REIL, send an email to , or chat live with a representative right here on our website! No matter how you choose to communicate with us, customer service representatives will be standing by to tell you all about the various funding options we offer. Don’t wait; your business needs funding now! Contact REIL Capital today, and you could have the funding you need sooner than you think.